MEET OUR SISTERS

Get acquainted with our “Hey Sister!” characters

“Hey Sister!” features four women from various stages of life.

Read more about them below. To learn more about the IDEO archetypes
mentioned, visit IDEO.org!

Hey Sister character Annette

ANNETTE

Hi! I’m Annette! My IDEO archetype is “Contributing Catcher.” My husband, Kingsley, and I are expecting our first child. I work as a cleaning lady periodically, though my husband is the primary source of income in our home. I earn at different times based on my family’s financial well-being.

My husband makes the decisions in our home. He is supportive in my desire to learn more about digital financial literacy. I have access to a feature phone, but don’t have my own. I am a savings group member. I am, however, unbanked and haven’t used mobile money yet.

 
Hey Sister character Josephine

JOSEPHINE

Nice to meet you! I’m Josephine. My IDEO archetype is “Unequal Earner.” I am 32 years old, married with 3 children, and my in-laws live with my family. I cultivate a mid-size vegetable garden on my husband’s farm. The money I earn is combined with my family’s income, but I do periodically siphon some of that money to save in case of emergencies. I manage our household expenses and have moderate input in our financial choices, but I do not have ultimate control like my husband. I am a savings group member and I have a bank account. But I mainly use cash and I have not ever used mobile money though I do own my own feature phone!

Hey Sister character Myriam

MYRIAM

I’m Myriam! My IDEO archetype is “Influencer.” I am a 45-year-old widow with 2 children. I run a pharmacy and am considered financially successful in my community. I contribute 100% of my families income and have ultimate control in decisions. I have established, over my lifetime, a steady income and have risen up as a leader through my savings group.

I am technologically very capable and own smartphone. I participate in a savings group with a leadership role. I have an MFI loan, a bank account, and send P2P payments. I have more knowledge about using digital tools and can help other women to learn!

 
Hey Sister character Lily

LILY

Hey! I’m Myriam’s daughter, Lily. My IDEO archetype is “Sophisticated Entrepreneur.” I’m 27 years old. After graduating university, I stayed in the city to start a fashion and jewelry enterprise. Five years later, it is now a small business with 8 employees. I use a digital bookkeeping app, digital advertising / e-commerce, and pay my employees digitally. My husband also runs his own business. We keep our accounts separate from our shared household account, and he helps with household tasks so I have enough time to keep my business going. I’m grateful for the opportunities my mother worked to give me — if it weren’t for her savings, I wouldn’t have been able to go to school. In turn, I enjoy sharing business tips with her when we talk on the phone.